What You Need To Know

RV Insurance 101

RV Insurance 101

By emily lawrence

RV insurance is tricky. Each camper is unique, so coverages vary. However, there are many good reasons to get RV insurance.

Every RV should be insured, no matter how large or small

RVs are expensive. Insurance protects your investment

3 Benefits of RV Insurance

You’ll have more protection in the event of a crash (regardless of who was at fault.

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Your vehicle is protected even when parked and unhooked.

A separate RV policy can be cheaper than using your existing automotive plan.

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What to look for in an RV insurance plan

Collision Coverage

Protects you and your RV in the event of a crash. If you’re at fault, it mitigates the cost of repairs.

Uninsured motorist coverage

Pays when you are in an accident with someone who lacks adequate insurance.

Personal belongings coverage

Covers the cost of replacing personal items in your RV when damaged or stolen,

Roadside assistance coverage

Can provide RV-specific towing and other help in a roadside emergency.

Comprehensive coverage

Protects you from unforeseen events like weather damage, vandalism, falling objects, fire, and more.

Pro Tip

You may be able to choose some services and skip others.

RV insurance isn’t a legal requirement in every state. But it’s always better to have it.

RV insurance isn’t a legal requirement in every state. But it’s always better to have it.

Protect your camper, your passengers, and your stuff inside.